MicroCare Community Development Solutions
Micro—Business Loans
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Ranging from $250 to $10,000. Access to working capital to fuel your business growth.
Sometimes, the biggest obstacle to starting your own business is simply getting things off the ground. Microloans are an alternative to traditional financing options that can provide more flexibility for small-business owners who have limited credit assets.
Small - Personal Loans
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Ranging from $250 - $ 2500 to
Credit building :
Building your credit takes time and consistent on-time payments. There is no quick fix to improve your credit score. Your payment history is crucial, accounting for 35% of your FICO credit score. To improve it, make sure to pay all your credit accounts on time.
Credit scores range from 300 to 850, with 700 or higher being good. Lenders prefer borrowers with good scores. Some may struggle to get loans without a credit history.​
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New Program Coming Soon - Personal/ financial hardship loan:
We offer loans up to $5,000 for personal emergencies, such as omputer for personal and education requiring two qualified guarantors. While these loans can be used for a variety of unexpected expenses, please note we cannot assist with legal fees or travel costs. Applicants must provide proof of need.
Loan Types
Emergencies:
Transportation Loans
Rent Loans
Domestic violence victim loan
Preschool Loan
Other Uses:
US veterans
Day school education
Children with special need