Welcome to MicroCare
Helping Communities Grow Through Accessible Micro-Finance and Expert Technical Assistance.




Welcome to MicroCare – where the spirit of entrepreneurship meets a commitment to holistic progress. As a certified Community Development Financial Institution (CDFI) and 501(c)(3) non-profit organization operating across Arizona, MicroCare is dedicated to empowering local communities through economic opportunity.
From sprawling desert landscapes to vibrant urban cores, Arizona is teeming with untapped potential. We place a special focus on bilingual, newly arrived, and skilled women entrepreneurs, youth, and underrepresented communities at large, who carry with them dreams as vast and varied as our state's terrain.
Our core objective is to bridge the gap for skilled individuals who face the daunting challenge of navigating the U.S. financial system. Being new to the United States with valuable skills is an incredible asset, but building economic independence requires mastering business startup steps and financial liabilities in a very short time. Without the right guidance, overcoming these economic hurdles alone can feel overwhelming. MicroCare is here to pave the way, ensuring every dream has the chance to bloom.
Entrepreneurship is more than business – it is a vital tool for empowerment. Recognizing this, MicroCare provides underrepresented local business owners with the capital, resources, tools, and mentorship they need to understand the financial system, launch and flourish in the commercial world, and drive meaningful, lasting change in their communities.
As we look to the future, we understand the pressing need to evolve and adapt. Financial and digital literacy stand as cornerstones of modern business, and we are committed to ensuring every entrepreneur we serve becomes financially confident and digitally empowered. Furthermore, with an increasing global focus on sustainability, MicroCare is branching out with targeted initiatives in e-waste management and proactive climate change strategies. We believe that the businesses of tomorrow should not only be profitable, but also ecologically responsible.
At MicroCare, we are not just building businesses; we are molding the future. We envision a world where entrepreneurship goes hand-in-hand with financial proficiency, digital mastery, ecological responsibility, and proactive leadership. Join us on this transformative journey. With MicroCare by your side, you are not just an entrepreneur – you are a change-maker. Together, let’s shape a future where every business is a beacon of innovation, responsibility, and hope. Welcome to MicroCare – where we don’t just dream; we enact change.
Partnership and Sponsors








Meet our Team

Yasmin Badri
CEO—Founder

Dezmin Fermino,
Insurance Producer
Treasurer
Board Director

Wayne Chandler,
Small Business Banker
Loan Committee
Board Director

John Morris,
Business Executive
Board Director
Chair

Philip Sclafani,
Board Secretary

Petrona Zickgraf,
BA, Accounting.
Capacity Building
Program Advisor

Ibrahim Habib,
VIP-Banker
Loan Committee
Board Director - VP
![[GrayBackground] MicroCare Log-2.jpg](https://static.wixstatic.com/media/a37a2a_e31f2f459463406fa140abad0f85ccda~mv2.jpg/v1/fill/w_123,h_123,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/%5BGrayBackground%5D%20MicroCare%20Log-2.jpg)
Ildefonso Chaves,
Economic Development Program Director, Eller College of Management, UA
Board Advisor
Kelly Ellsberry
Small Business Outreach
Board Advisor


